New American Funding is a mortgage lender headquartered in Santa Ana, California, offering home purchase loans, refinancing, and mortgage services with a 4.9/5 rating based on over 411,000 reviews.
New American Funding is a mortgage lender headquartered in Santa Ana, California at 1 MacArthur Place, Suite 800. The company is committed to making the mortgage experience simple, streamlined, and stress-free, replacing the old confusing and stressful mortgage process.
They offer purchase loans, refinancing, NAF Cash (enabling all-cash offers for homebuyers), and NAF Concierge services for utility setup, home security, and insurance. New American Funding services approximately 80% of the loans they are eligible to service, staying with borrowers for the life of their loan. The company serves homebuyers across multiple states with loan products including Conventional, FHA, VA, and Jumbo loans. They have received a 4.9/5 rating based on over 411,000 reviews.
4.9/5 rating based on over 411,000 reviews
Serves approximately 80% of their own loans (life-of-loan servicing)
NAF Cash for all-cash offer capability (close in 7 days)
NAF Concierge complimentary moving services
Pathway to Homeownership with up to $6,000 down payment assistance
Multiple loan types (Conventional, FHA, VA, Jumbo)
Affiliated companies for insurance and real estate services
Focus initiative serving Latino, Black, and LGBTQ+ communities
Services
Home Purchase Loans
Mortgage loans for purchasing homes, including support through the entire journey from pre-approval to closing.
Mortgage refinancing options to help homeowners potentially lower their rates or access equity.
Rate refinanceCash-out refinanceLoan term options
NAF Cash
Service enabling homebuyers to make competitive all-cash offers, potentially saving up to 11% and closing in as little as seven days without selling their current home first.
All-cash offer capability7-day closing optionNo contingency on current home sale
NAF Concierge
Complimentary service helping with utility setup, home security installation, and home insurance for homebuyers.
Utility setupHome security system installationHome insurance coordination
NAF Insurance Services
Insurance agency services for home and other insurance products through affiliated company NAF Insurance Services, LLC.
Home insuranceInsurance products availability
NAF Homes - Real Estate Brokerage
Licensed real estate brokerage through affiliated company NAF Homes, Inc. for home purchase and sale services.
Home purchase supportLicensed brokerage services
Credentials & Certifications
NMLS ID#6606
Reviews
Rating
4.6
★★★★★
Reviews
53
Frequently Asked Questions
What services does New American Funding offer? +
New American Funding offers home purchase loans, refinance loans, NAF Cash (all-cash offer service), NAF Concierge (moving services), and NAF Insurance Services. They also have affiliated companies for real estate brokerage (NAF Homes) and NAF Cash real estate purchases.
What is NAF Cash? +
NAF Cash enables homebuyers to make competitive all-cash offers when purchasing a home, potentially saving up to 11% compared to traditional mortgages and closing in as little as seven days without having to sell their current home first.
What is the Pathway to Homeownership initiative? +
The Pathway to Homeownership initiative offers qualified borrowers in select areas up to $6,000 in down payment assistance that does not need to be repaid, available to first-time homebuyers in designated areas.
What loan products does New American Funding offer? +
New American Funding offers Conventional, FHA, VA, and Jumbo loans, along with specialized programs like the Pathway to Homeownership down payment assistance.
How does New American Funding service its loans? +
New American Funding services approximately 80% of the loans they originate, meaning they stay with borrowers for the life of their loan.
What is NAF Concierge? +
NAF Concierge is a complimentary service that helps homebuyers with utility setup, home security system installation, and home insurance coordination.
Where is New American Funding headquartered? +
New American Funding is headquartered at 1 MacArthur Place, Suite 800, Santa Ana, CA 92707.
What is New American Funding's customer satisfaction rating? +
New American Funding has a 4.9/5 rating based on over 411,000 reviews.