Fernanda Aguiar, CPA

Financial insight and expertise for your business

Certified public accountant in Santa Cruz, CA (show on map)

5.0

★★★★★

2 reviews

Padgett Business Advisors is a CPA firm in Campbell and Santa Cruz, CA providing tax preparation, planning, accounting, payroll, and advisory services for small businesses.

Call (408) 866-4465

Navigate to Visit website

About

Padgett Business Advisors is a CPA firm with offices in Campbell and Santa Cruz, CA, serving the greater Bay Area. They provide tax preparation, planning, and advisory services, full-service accounting, and payroll processing for small businesses.

Led by Fernanda Aguiar, CPA, EA, MBA, the firm combines personalized local attention with the resources of a national network. Their philosophy: 'There's a reason you went into this business, and it probably wasn't accounting. Let us handle the numbers so you can focus on growing your business.'

Two Bay Area locations: Campbell and Santa Cruz, CA

CPA + EA (Enrolled Agent) credentials plus MBA — Fernanda Aguiar

Part of Padgett national network — established small business CPA firm

Full range: tax preparation, planning, advisory, accounting, payroll, and business advisory

ADP-integrated payroll with HR services

Year-round accounting support, not just at tax time

Services

Tax Preparation

Experienced tax preparation services for individuals and businesses. CPAs and Enrolled Agents help claim deductions, avoid costly mistakes, and ensure accurate filing before IRS and state deadlines.

Individual tax returns Business tax returns Deduction identification Deadline management IRS compliance State tax filing

Tax Planning

Strategic, year-round tax planning to minimize tax liability throughout the year, not just at filing time.

Year-round tax planning Tax strategy development Deduction maximization Entity structure optimization

Tax Advisory

Ongoing tax advisory and consulting for businesses and individuals, including IRS correspondence handling.

Tax advisory IRS correspondence Tax law interpretation Proactive guidance

Tax Notices

Assistance with IRS and state tax notices, including response preparation and resolution.

IRS notice resolution Tax notice response Penalty abatement State notice handling

Accounting & Bookkeeping

Year-round accounting and bookkeeping services for small businesses, including monthly bookkeeping, financial statements, and cash flow management.

Monthly bookkeeping Financial statement preparation (balance sheets, income statements, cash flow) Bank and credit card reconciliations Accounts payable & receivable tracking Cash flow management Error prevention and accuracy

Payroll Services

Full-service payroll processing for Campbell-area small businesses, including tax filing, compliance, and ADP integration.

Full-service payroll processing Check processing and direct deposit Federal, state, and local payroll tax filing Year-end forms (W-2s, 1099s) Employee support and documentation ADP integration HR services through ADP

Credentials & Certifications

CPA (Certified Public Accountant)

EA (Enrolled Agent)

MBA

Reviews

Rating

★★★★★

Reviews

Frequently Asked Questions

Where is Padgett Business Advisors located? +

Padgett Business Advisors has two Bay Area offices: Campbell, CA — phone (408) 687-4569; and Santa Cruz, CA — phone (831) 607-6199.

What services does Padgett Business Advisors offer? +

The firm offers tax preparation, tax planning, tax advisory, tax notices, accounting and bookkeeping, payroll services (with ADP integration), and business advisory services for small businesses in the greater Bay Area.

Who is Fernanda Aguiar? +

Fernanda Aguiar is a CPA, EA (Enrolled Agent), and MBA and the owner of Padgett Business Advisors in Campbell and Santa Cruz, CA. She provides tax and financial guidance to small businesses in the greater Bay Area.

What is Padgett Business Advisors' approach to client service? +

The firm combines personalized local attention with the strength of a national network. Their philosophy is that business owners went into business for themselves, not for accounting — so they handle the numbers so clients can focus on growing their business.