Concierge Financial Services. Empowering you to make your financial dreams come true in the Santa Cruz Mountains.
Tax preparation service in Ben Lomond, CA (show on map)
5.0
★★★★★
31 reviews
Comprehensive financial services firm in Ben Lomond, CA offering financial life planning, tax preparation, and mortgage brokerage services through a CFP professional.
Carpe Diem Financial is a comprehensive financial services firm located in Ben Lomond, CA in the Santa Cruz Mountains. The firm is led by Robert C.
Arne, MA, MS, EA, CFP — a tax strategist, financial life planner, and mortgage loan originator. Robert studied political economy and history at UC Berkeley, University of Chicago, and Oxford University, learned financial markets from Nobel Laureate professors, and holds a CFP and Master's in Advanced Financial Planning from Golden Gate University where he now teaches finance. The firm works strictly on an hourly or retainer fee basis to incentivize objective and holistic advice, refusing commissions or compensation related to investments. Services include financial life planning, tax preparation and planning, and mortgage brokerage through Hill Mortgage.
CFP, Enrolled Agent, and Mortgage Loan Originator combined in one advisor
Fee-only fiduciary — no commissions or investment-related compensation
Hourly or retainer fee basis — objective holistic advice
Integrates mortgage financing with financial life planning
Robert C. Arne studied at UC Berkeley, University of Chicago, and Oxford University
Teaches finance at Golden Gate University
Serves Santa Cruz Mountains specifically
Services
Financial Life Planning
Holistic financial planning helping clients realize dreams through empathetic listening, wisely diversified investing, and solid financial architecture. Works as a fiduciary on hourly or retainer fee basis.
Tax preparation services for individuals, families, real estate investors, small business owners, and end-of-year tax planning. Includes IRS representation for audits and collections.
Personal Tax PreparationReal Estate Investor TaxSmall Business TaxIRS RepresentationEnrolled Agent
Tax Planning
Proactive tax planning including life planning to minimize taxes, tax-efficient retirement planning, and estates and charity planning.
Life Planning to Minimize TaxesTax-Efficient Retirement PlanningEstates and Charity Planning
Mortgage Brokerage
Mortgage services through Hill Mortgage Inc. A CFP-guided process that integrates mortgage financing with overall financial life planning.
CFP-Guided ProcessFee-Only FiduciaryLife Plan Integration
Credentials & Certifications
Certified Financial Planner (CFP)
Enrolled Agent (EA)
Master of Arts (MA)
MS in Advanced Financial Planning
Mortgage Loan Originator License
Reviews
Rating
5
★★★★★
Reviews
31
"Robert saved us thousands and helped guide us to better tax strategies."
Frequently Asked Questions
What services does Carpe Diem Financial offer? +
Carpe Diem Financial offers financial life planning, tax preparation and planning, and mortgage brokerage services. The firm works as a fiduciary on an hourly or retainer fee basis only — no commissions.
How is Carpe Diem Financial different from other financial advisors? +
Carpe Diem Financial works strictly on an hourly or retainer fee basis to incentivize objective and holistic advice. By refusing commissions or compensation related to investments, clients can be assured the advisor is focused on their life goals, business, tax, and estate planning as much as on how to invest money.
Who does Carpe Diem Financial serve? +
Carpe Diem Financial serves people in Santa Cruz County and the Santa Cruz Mountains, including Ben Lomond, Boulder Creek, Scotts Valley, Felton, and Santa Cruz. Services are available virtually as well.
What are Robert C. Arne's credentials? +
Robert C. Arne holds CFP #208897, Enrolled Agent #00102250 (authorized to practice before the IRS), MA, and MS in Advanced Financial Planning from Golden Gate University where he now teaches finance as a professor.
How does the mortgage service work at Carpe Diem Financial? +
Mortgages are offered through Hill Mortgage NMLS# 2565162. Robert C. Arne, as both a CFP and mortgage loan originator, integrates mortgage recommendations with overall financial life planning to help clients make wise decisions about homeownership as part of their broader financial strategy.
5.0
