California Financial Advisors

CFA offers ongoing and in-depth financial planning as well as portfolio management services including fund selection, performance assessments, and quarterly reporting, using Charles Schwab and Fidelity Investments as custodians.

The process begins with a complimentary introduction meeting, followed by financial data collection and goal discussion, a financial plan presentation, an educational investment talk, defensive barrier analysis, and ongoing portfolio rebalancing services.

CFA proactively contacts clients semi-annually to discuss their portfolio and update their plan, or more often at no extra charge. The team is always available by phone or email.

CFA uses Charles Schwab and Fidelity Investments as custodians for client accounts, with dedicated service teams and direct advisor lines at both institutions.

CFA's Golden Rule: they will never recommend an investment they would not invest in themselves. They emphasize highly liquid, no-load mutual funds and develop each investment strategy based on each client's specific needs and goals.

CFA's fees are charged quarterly based on total assets under management (AUM). The fee schedule ranges from 1.2% for $100K-$299K to 0.4% for $10M+. Once a portfolio crosses a threshold, the entire amount is billed at the new lower rate.

CFA has over 150 years of combined successful experience across its team. The firm specializes in retirement planning and investment supervisory services.

Yes, CFA has been ranked nationally and works with clients in over 40 states and abroad as of 12/31/24, indicating broad virtual/remote service capabilities.