Bay CPA Plus

Tax-smart wealth building for you to grow profitably and build wealth.

Certified public accountant in Redwood City, CA (show on map)

3.9

★★★★☆

7 reviews

Bay CPA Plus is a Redwood City and Albany, California-based CPA firm offering tax-smart compliance, holistic family office services, and profitability advisory for investors, entrepreneurs, and small business owners.

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About

Bay CPA Plus is a Certified Public Accounting firm founded by Sabina L. Pan, CPA, MBA, CFF, offering a unique combination of expertise as both Certified Public Accountants and Certified Financial Planners.

The firm specializes in tax-smart wealth building for professionals, business owners, and investors in the Silicon Valley area. Services include Tax-Smart Compliance, Holistic Family Office Services, and Profitability Advisory. The firm operates from two California locations: 303 Twin Dolphin Drive in Redwood City (South Bay office focused on holistic tax and financial planning) and 1172 San Pablo Avenue in Albany (North Bay office focused on Family Office services). Bay CPA Plus positions itself as a partner for clients seeking to grow profitably and build personal wealth through tax-efficient strategies.

Unique combination of CPA and Certified Financial Planner expertise not commonly available

Specializes in tax-smart wealth building

Two California office locations (Redwood City and Albany)

Holistic family office approach made accessible to broader client base

Author-published business and investor tax guidance

Services

Tax-Smart Compliance

Tax return preparation and compliance services covering individuals, businesses, real estate transactions, 1031 exchanges, capital gains, installment sales, and retirement plan strategies. Includes tax deduction and credit optimization.

Tax return preparation Deduction optimization Credit utilization Retirement plan strategies

Holistic Family Office Services

Integrated tax, wealth, and risk management services modeled after the family office approach traditionally reserved for ultra-high-net-worth individuals. Designed to provide cohesive financial planning accessible to a broader client base.

Integrated tax and wealth management Risk management Multi-generational planning Cohesive financial strategy

Profitability Advisory

Advisory services for start-up and maturing companies focused on business growth and profit increase. Covers entity choice analysis, marketing and sales channel evaluation, customer revenue analysis, supply chain optimization, cash flow planning, and employee vs. contractor structuring.

Entity choice analysis Sales channel evaluation Customer revenue analysis Supply chain optimization Cash flow planning

Tax Planning

Long-term and short-term tax planning including estate and gift taxes, stock option compensation, real estate transactions, multi-state planning, and tax credit utilization.

Estate and gift tax planning Stock option planning Multi-state planning Tax credit utilization

Real Estate Transaction Advisory

Specialized advisory for real estate investors, homeowners, brokers, and loan officers covering 1031 exchanges, capital gains optimization, homeowner exemptions, and installment sales to defer capital gain.

1031 Exchange Capital gain optimization Homeowner exemption Installment sales

Business Entity Comparison

Tool and advisory service to help clients understand business entity options and how they support financial goals.

Entity type comparison Financial goal alignment

Credentials & Certifications

Certified Public Accountant (CPA)

Certified Financial Fiduciary (CFF)

Certified Financial Planner (CFP) candidate

MBA (INSEAD)

Reviews

Rating

3.9

★★★★☆

Reviews

"Online appointments"

Frequently Asked Questions

What services does Bay CPA Plus offer? +

Bay CPA Plus offers Tax-Smart Compliance (tax return preparation and planning), Holistic Family Office Services (integrated tax, wealth, and risk management), and Profitability Advisory (business growth and profit optimization for start-ups and maturing companies).

What is the process for working with Bay CPA Plus? +

The process begins with an Initial Assessment meeting. If the firm can serve the client further, they request documents for further analysis. An advanced payment is requested for the subsequent 1-hour Discovery and Diagnosis consultation with each CPA/CFP at $400, of which $200 is credited towards future services.

How does Tax-Smart Compliance work? +

Tax-Smart Compliance focuses on maximizing legitimate deductions, credits, and strategies within the tax code. Services include tax return preparation, real estate transaction advisory (1031 Exchange, capital gains, homeowner exemption), and retirement plan strategies.

What is a Family Office and who is it for? +

A Family Office is a financial service model traditionally serving the wealthiest Americans. Bay CPA Plus has made this integrated approach available to every American family, combining tax, wealth, and risk management into one cohesive experience at lower costs than traditional approaches.

How does Profitability Advisory help my business? +

Profitability Advisory covers entity choice analysis, accounting system setup, performance analysis, marketing and sales channel evaluation, customer revenue analysis, supply chain optimization, cash flow planning, and employee vs. contractor structuring for start-up and maturing companies.

What areas do you serve? +

Bay CPA Plus serves clients in Silicon Valley and beyond. The firm has two locations: 303 Twin Dolphin Drive in Redwood City, CA (South Bay) and 1172 San Pablo Ave in Albany, CA (North Bay).

What are Sabina Pan's credentials? +

Sabina L. Pan holds an MBA from INSEAD and a Bachelor's in Accounting from Golden Gate University. She is a Certified Public Accountant, a Certified Financial Fiduciary, and a Certified Financial Planner candidate. She has professional experience in public accounting firms, multi-national companies, and non-profit organizations.

Do you offer virtual or online services? +

The firm appears to serve clients remotely given the reference to Silicon Valley and beyond, and offers a client portal. Specific virtual service details are not explicitly stated in the text.